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Wise
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Wise
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Edited by:
Ajust Content Team
Last updated:
January 29, 2026
AI-sourced. Human-edited. Made clear for you.

Wise
customer support overview

Wise (formerly TransferWise) is known for its fast, transparent service and 24/7 customer support.

  • Reputation: Rated Excellent on Trustpilot (4.3/5 from 255,000+ reviews), with many praising quick and helpful support.

  • Support Channels: Live chat, phone, and email support are available around the clock. In Australia, toll-free support is offered via 1800 849 247.

  • Customer Praise: Users highlight the efficiency of issue resolution via customer support.

  • Specialist Knowledge: Support teams are well-versed in international transfers, account setup, compliance checks, and Wise debit card issues.

In short, Wise’s support is designed to be accessible, responsive, and global – a big advantage compared to traditional banks.

Common
Wise
 customer issues and complaints

While most transfers and support interactions go smoothly, common complaints include:

  • Account freezes & verification delays: Transfers or accounts can be held for compliance checks (proof of funds, ID). Some users report funds being frozen for weeks during reviews.

  • Support accessibility for new users: Until accounts are fully activated, chat/phone options may be hidden, leaving email as the only channel.

  • Transfer delays or cancellations: While most payments are instant, some take longer due to bank processing or compliance checks. Refunds are issued if transfers can’t be completed.

  • Account closures: Wise occasionally closes accounts linked to high-risk activity or unsupported use. Customers may feel caught off guard, though funds are eventually returned.

These situations mainly occur in edge cases; for most, Wise remains a reliable, fast platform for global money movement.

How to contact
Wise
customer support

  • Live Chat / Call-Back: Log in to your Wise account (app or web) and visit the Help Centre. You’ll see options for 24/7 live chat or requesting a call-back.

  • Phone (Australia): Call 1800 849 247 (toll-free, available 24/7). Have your account email and transaction details ready.

  • Email: Use the contact form in the Help Centre to submit queries. Responses typically arrive within 1–2 business days.

  • Social Media: Wise is responsive on X (Twitter) and Facebook for general issues, but avoid sharing sensitive details publicly.

  • Self-Help: Browse the Wise Help Centre for FAQs and troubleshooting – often the fastest way to solve common problems.

💡 Tip: For urgent issues (blocked account, lost card, delayed transfer), log in and use live chat or call rather than waiting for an email reply.

Wise
key customer policies: refunds, returns, cancellations and more

  • Refunds: If a transfer can’t be completed or you cancel before completion, Wise refunds the full amount to your original payment method.
  • Cancellations (Account): You can close your account anytime in settings after withdrawing funds. No fees apply.

  • Card Delivery: Wise debit cards are shipped free (4 days–3 weeks depending on location). Expedited courier delivery with tracking is available for a fee.

  • Complaints: Wise aims to resolve complaints within 15 days. If unresolved, Australian customers can escalate to AFCA (Australian Financial Complaints Authority).

Wise
 complaints submitted through Ajust

I kept trying to contact Wise because my account verification was stuck. I sent every document they asked for and was told it would take a couple of days, but weeks passed with no real update. Each time I reached out, I was told it was escalated. Meanwhile, money I urgently needed was locked, and the lack of clear communication made everything far more stressful than it should have been. - Harvey

I contacted Wise after being told to pay over AUD $9,000 as part of help with a crypto scam. Before I paid, I was assured it would lead to action, but after the payment, I was told the report couldn’t recover my money. Trying to contact Wise afterwards left me feeling misled and frustrated, with no clear support or outcome despite the seriousness of the situation. - Juistin

I reached out to Wise for help when my account was suddenly closed without any notification. The balance in my account represented a significant amount to me, and having no warning or explanation made it hard to know what to do next. I tried contacting them to understand why this happened, but the lack of proactive communication left me feeling powerless and anxious about my money. - John

Recent experiences with
Wise
customer service

Positive: Many customers describe swift resolutions. One reviewer wrote: “Lost my Wise card abroad, they blocked it instantly and sent a replacement within minutes.”

Challenging cases: A small business owner faced an account closure with funds locked. Persistent follow-ups eventually led to funds being released in stages.

Official
Wise
Customer Service Links & Contact Information

Wise
Contact FAQs

How good is Wise customer support compared to traditional banks?

Wise customer support is generally faster and more accessible than traditional banks, with 24/7 live chat, phone, and email support. Many users praise quick issue resolution, especially for transfers and card problems. With transparent processes and specialist knowledge in international payments, Wise often feels easier to deal with than banks that rely on limited hours, long waits, or branch visits. This makes Wise appealing if you value speed, clarity, and global support access.

Why does Wise sometimes freeze accounts or delay verification?

Wise may freeze accounts or delay transfers to complete mandatory compliance checks like ID or proof-of-funds reviews. These checks are required to meet international financial regulations and prevent fraud. While frustrating, they usually occur in edge cases or higher-risk situations. The best next step is to respond quickly with requested documents and use live chat or phone support once your account is active to avoid prolonged delays.

What’s the fastest way to contact Wise customer support for urgent issues?

The fastest way to reach Wise for urgent issues is through live chat or requesting a call-back after logging into your account. Phone support is also available 24/7, including a toll-free Australian number. Email is better for non-urgent queries but can take one to two business days. For blocked accounts, lost cards, or delayed transfers, real-time support channels are far more effective.

What happens if Wise closes your account or cancels a transfer?

If Wise closes your account or cancels a transfer, your remaining funds are typically refunded to your original payment method. Account closures usually relate to risk or compliance concerns rather than errors. While the process can feel abrupt, Wise states that customers are not meant to lose their money. If communication stalls or timelines stretch, escalating the issue or seeking external help can speed up resolution.

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Wise
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