Had an issue with
Wise
? Get a real response.

Ajust helps you send a clear complaint to
Wise
that actually gets through. No dead ends, just action.

80% Success
30X Faster
2X Better Results
Edited by:
Ajust Content Team
Last updated:
September 16, 2025
AI-sourced. Human-edited. Made clear for you.

How to submit a complaint with
Wise
 

  • In-App / Online (preferred): Log into the Wise app or website, go to Help → Contact Us, and raise your complaint via chat, email, or callback. This links your account details automatically.

  • Complaint Form: Use Wise’s online complaint form to lodge directly with their complaints team.

  • Email (via form): Wise doesn’t list a public email, but form submissions generate an email conversation. Attach screenshots or transaction IDs for clarity.

  • Phone Support: Call +44 808 175 1506 (UK toll-free, 24/7) or +32 26203420 (EU). From Australia, use the in-app callback option to avoid international charges.

  • Account Deactivation Appeal: If your account is suspended, Wise offers an in-app appeal process in the Help Centre to request reinstatement.

  • In-App & Web Chat: Instant responses during business hours (saves a written transcript).

  • Social Media (backup only): Tweet @Wise or DM on Facebook if other channels fail. They will redirect you to official support.

💡 Tip: Always include transaction ID, dates, amounts, and screenshots. This speeds up Wise’s review and resolution.

What happens after you submit a complaint to Wise?

  • Acknowledgment: Wise aims to confirm complaints within 24 hours via email.

  • Investigation: Case assigned to Wise’s complaints team. They review logs, compliance checks, and may request documents (e.g., proof of funds).

  • Timeline: Most complaints resolved within 15 calendar days. Complex issues may extend to 30 days (you’ll be notified).

  • Resolution Outcome: Refunds, transfers completed, or explanations provided.

  • Final Response: Sent via email, outlining what was done and next steps.

  • Your Right to Reply: If unsatisfied, you can escalate to AFCA (Wise includes this info in their response).

Common complaints against
Wise

  • Account closures/frozen funds: Accounts deactivated suddenly during compliance reviews, with money temporarily inaccessible.

  • Delayed or missing transfers: Payments taking weeks instead of seconds, occasional “lost” transfers stuck between banks.

  • Customer service frustrations: Long waits, canned replies, or rude agents reported in some cases.

  • Technical glitches: Debit card activation errors, faulty PayID setup, app log-in problems.

  • Fee/rate disputes: Confusion when rates change during delayed transfers.

  • Verification/document requests: Repeated requests for ID or source-of-funds documents.

Complaints submitted through Ajust

How other consumers
Wise
 complaints got resolved

Account closed: A Sydney user had their account shut and funds frozen. After filing a Wise complaint and escalating to AFCA, Wise released the full balance.

Missing transfer: A large client payment was “lost” for weeks. After a formal complaint, Wise located and fixed the transfer within 24 hours.

Card glitch: A long-time user had their Wise debit card fail abroad. Wise support responded fast via app chat and resolved it within a day.

How to escalate a complaint with Wise

  1. Internal escalation: Ask for your case to be reviewed by a manager or Wise’s complaints team.

  2. Follow up: Reference your case number and recap missed commitments or unresolved issues.

  3. External escalation (Australia): Lodge with AFCA (Australian Financial Complaints Authority) if Wise’s response is unsatisfactory or delayed beyond 15–30 days.

  4. Other external routes:

    • ASIC: For regulatory breaches or systemic misconduct.

    • ACCC: For consumer law issues (misleading terms, unfair contract conditions).

    • OAIC: If your complaint involves a privacy/data breach.

Regulatory & Ombudsman Information for Wise

💡 AFCA rulings are binding on Wise if you accept them.

Wise
Complaints FAQs

You’ve done your part, now it’s time to hold
Wise
accountable.

Take the final step and submit a complaint that gets seen and responded to.