

Had an issue with UniSuper? Get a real response.
How to submit a complaint with UniSuper
You can lodge a UniSuper complaint through the channel that’s easiest for you. If your issue is simple, it may be resolved during the first contact. If it needs investigation, UniSuper will log it as a formal complaint and follow their resolution process.
- Contact UniSuper on 1800 331 685 (Monday to Friday, 8:30am–6:00pm Melbourne time) and tell the consultant you want to lodge a formal complaint.
- Submit a complaint through UniSuper’s online complaints form and include key details like your member number, dates, what happened, and the outcome you want.
- Send your complaint in writing if you have supporting documents or prefer a written record. Clearly label your message as a complaint and include your best contact details.
To help UniSuper resolve your complaint faster, include:
- Your full name and member number
- A clear summary of the issue
- Dates, amounts, and reference numbers (if relevant)
- Copies of any supporting documents (if relevant)
- The outcome you want UniSuper to provide
After your complaint is lodged, UniSuper will usually acknowledge it within one business day if it is not resolved immediately. If your complaint needs investigation, UniSuper may assign it to a dedicated team or case manager and contact you by phone, email, or in writing.
What you can generally expect:
- Acknowledgement that your complaint has been received (often within one business day).
- A review of relevant account records, forms, and any documents you provide.
- Updates if UniSuper needs more information or if the complaint is taking longer than expected.
- A written outcome explaining the decision, the reasons, and any next steps.
Timeframes (maximum limits vary by complaint type):
- Up to 30 days for certain complaints such as privacy or financial advice matters (where applicable).
- Up to 45 days for most superannuation complaints.
- Up to 90 days for more complex complaints, such as death benefit distribution disputes.
If UniSuper cannot meet the applicable timeframe, they should explain the delay and outline your external escalation options.
Common complaints against UniSuper
UniSuper complaints often fall into a few recurring categories. If your issue matches one of these, it can help to state it clearly in your complaint and specify what you want UniSuper to do.
- Processing delays, including withdrawals, transfers, or paperwork that takes longer than expected.
- Administrative errors, such as missing documentation, duplicate accounts, or account detail issues that require follow-up.
- Communication gaps, including inconsistent information across different contacts or unclear requirements for completing a request.
- Customer service frustrations, including difficulty getting a complex issue handled by the right specialist.
- Investment or account questions, including concerns about fees or option changes, where members want clearer explanations and next steps.
UniSuper complaints submitted through Ajust
How other consumers UniSuper complaints got resolved
Delayed withdrawals or transfers are often resolved once the complaint is formally logged and a single staff member or team takes ownership of the case, especially when documents and requirements are clarified.
Account transfer or insurance-related mix-ups are often resolved after UniSuper reviews the timeline, confirms member details, and corrects the administrative steps that caused the error.
Confusion caused by conflicting advice is usually resolved when the complaint is escalated to a specialist who can provide a written explanation and a clear set of next steps.
If your complaint is not being resolved, escalation is a normal step and can help get your issue reviewed more thoroughly.
- Confirm your issue is logged as a formal complaint and request a reference number so you can track progress.
- Ask for your complaint to be escalated for a higher-level review if the initial response does not resolve the issue.
- If you receive a decision you disagree with, request a written explanation of the reasons and any rules or evidence used to make the decision.
- If UniSuper does not resolve your complaint within the required timeframe, or you remain dissatisfied after their final response, you can escalate externally to AFCA.
If UniSuper has not resolved your complaint within the required timeframe, or you are unhappy with their final response, you can escalate to the Australian Financial Complaints Authority (AFCA). AFCA is an independent external dispute resolution service for superannuation matters, and it is free for consumers to use.
AFCA is generally the most direct external pathway for resolving an individual superannuation complaint. Other bodies may be relevant in specific situations, but they typically focus on oversight and systemic issues rather than individual dispute outcomes.
If your complaint is about unpaid super contributions from your employer (rather than something UniSuper controls), the Australian Taxation Office (ATO) provides tools and guidance for reporting unpaid super.
- UniSuper Make a complaint (online form): https://www.unisuper.com.au/contact-us/complaints (unisuper.com.au)
- UniSuper Contact us: https://www.unisuper.com.au/contact-us (unisuper.com.au)
- UniSuper Email us (contact form): https://www.unisuper.com.au/contact-us/email-us (unisuper.com.au)
- UniSuper Complaints policy (PDF): https://www.unisuper.com.au/-/media/files/forms-and-downloads/unisuper-complaints-policy.pdf (unisuper.com.au)
- AFCA Contact: https://www.afca.org.au/about-afca/contact-us (unisuper.com.au)
- AFCA Superannuation complaints: https://www.afca.org.au/make-a-complaint/superannuation (unisuper.com.au)
- ATO Report unpaid super contributions tool: https://www.ato.gov.au/calculators-and-tools/super-report-unpaid-super-contributions-from-my-employer (ato.gov.au)
- ATO Unpaid super guidance: https://www.ato.gov.au/individuals-and-families/super-for-individuals-and-families/super/growing-and-keeping-track-of-your-super/unpaid-super-from-your-employer (ato.gov.au)
UniSuper Complaints FAQs
You’ve done your part, now it’s time to hold UniSuper accountable.
Take the final step and submit a complaint that gets seen and responded to.