Had an issue with Reliance Bank? Get a real response.
How to submit a complaint with Reliance Bank
Do not send a vague complaint to Reliance Bank. Use the official contact form, the complaints policy, and the hardship support page and tie the issue to account issues, billing or fee disputes, and app problems from the first paragraph.
- Start in the right place: Use the official contact form, the complaints policy, and the hardship support page for Reliance Bank so the complaint lands with a team that can actually review it.
- Anchor the facts: Include account details, transaction references, statements, screenshots, and prior emails and explain what went wrong with the account, payment, fee, dispute, or lending issue.
- Name the complaint theme: Say if the issue is about account issues, billing or fee disputes, and app problems so it is routed properly.
- Ask for a concrete outcome: Spell out whether you want a reversal, correction, refund, account fix, or a clear written explanation.
- Keep it on one thread: Ask for a written reference or acknowledgement and keep all follow-up in the same complaint trail.
What happens next with Reliance Bank? Usually the complaint is logged, the records are checked, and then you get either a fix or a response to push back on.
- Acknowledgement: You should get a case number, email, or some written sign that Reliance Bank has logged the complaint.
- Review: The business will usually look at account details, transaction references, statements, screenshots, and prior emails and the part of the service tied to the complaint.
- Response: A useful answer should explain what Reliance Bank found and whether it will offer a reversal, correction, refund, account fix, or a clear written explanation.
- Push-back if needed: If the reply is vague or misses the key point, answer on the same thread and restate the unresolved issue in plain language.
Common complaints against Reliance Bank
The complaint themes most likely to matter for Reliance Bank are below. Use the one that best matches your issue.
- Account issues: A recurring friction point that is worth naming clearly in your complaint.
- Billing or fee disputes: Charges that look wrong, fees you did not expect, or corrections that drag.
- App problems: A recurring friction point that is worth naming clearly in your complaint.
- Slow support: Slow replies, handballs between teams, or support that misses the actual problem.
Reliance Bank complaints submitted through Ajust
If Reliance Bank is still not dealing with account issues, billing or fee disputes, and app problems properly, escalate without restarting the complaint from scratch.
- Escalate internally first: Ask Reliance Bank to move the complaint to a manager, specialist complaints team, or formal review path.
- Keep the same chronology: Do not restart from scratch. Re-send the timeline, evidence, and the outcome you still want.
- Move externally when the internal process stalls: If the business still does not deal with it properly, the practical next step is usually AFCA after the bank's internal dispute resolution process.
If Reliance Bank does not resolve a complaint about account issues, billing or fee disputes, and app problems, there is usually an external path beyond the business.
- Main external path: AFCA after the bank's internal dispute resolution process
- Why this route matters: ASIC may matter for broader conduct issues, but AFCA is usually the practical complaints route for consumers.
- Before you escalate: Keep your full Reliance Bank complaint trail together, including receipts, screenshots, emails, and any written responses.
If you want the complaint on record with Reliance Bank, these are the official contact points worth using first.
- Official contact: https://forms.unitybank.com.au/form.php?&f=17
- Complaints policy: https://asset.reliancebank.com.au/files/disclosure_documents/ComplaintDisputeResolutionGuide.pdf
- Hardship support: https://reliancebank.com.au/loans-financial-assistance-hardship-assistance.html
- In-person support: https://www.reliancebank.com.au/locate-us.html
- Email: mail@reliancebank.com.au
- Phone: 13 24 40
Reliance Bank Complaints FAQs
What is the best complaint route for Reliance Bank?
If you want the complaint on record, use the official contact form, the complaints policy, and the hardship support page rather than a casual enquiry path. Keep the whole complaint in one written thread if you can.
What does the complaint process usually look like with Reliance Bank?
Most complaints follow the same pattern: logged, reviewed, answered. Keep the reference number and push back in writing if the outcome is weak.
What complaint issues come up most often for Reliance Bank?
The recurring themes are usually account issues, billing or fee disputes, and app problems. Naming the exact complaint theme early gives the issue a better chance of landing with the right team.
Where can I escalate a complaint about Reliance Bank externally?
Usually yes. The main external path is AFCA after the bank's internal dispute resolution process. Keep your internal complaint history together before you move it.
You’ve done your part, now it’s time to hold Reliance Bank accountable.
Take the final step and submit a complaint that gets seen and responded to.